Year One......Save 3%Year Two......Save 2%Year Three......Save 1%
Plus, you can take advantage of up to $2,000 for your future re-finance!*
LIMITED TIME OFFER
Move into your dream home for the holidays and cut down on high interest rates! Contract on your move-in ready home between December 1 – 31 and we’ll buy down your interest rate by 3% the first year, 2% the second year, and 1% the following year. Rates resume to the qualifying rate after 48 months.*
With The View Homes Promise
In these uncertain times, buy now with confidence and be certain you are getting the best price possible. If we take additional reductions and offer additional incentives before you close on your new home, we will honor the new promotion.
With our 3/2/1 Buydown Special (new copy needed), cut down on high interest rates and receive potentially huge savings. We’ll buy down your interest rate by 3% the first year, then by 2% the 2nd year and then by 1% the following year. Rates resume to the qualifying rate starting at year 4* . Plus up to $2,000 towards your future refinance. Schedule your appointment today to take advantage of these savings now through Dec 31st !!
Available only on the purchase of a View Homes’ home when you sign a contract and apply for a loan as of 12/01/2022 – 12/31/2022and you close on or before 1/31/2023. Buyers must submit the full application and have the loan locked by 12/31/2022. Receipt of rate lock is contingent upon buyers closing a loan with our affiliated lender, View Homes Mortgage and is subject to limits. **3-2-1 buydown starting interest rate of 3.625% (7.835% APR) is for a 30 year fixed rate FHA loan which will be owner occupied with a 15% down payment and a minimum credit score of 720 and 300K purchase price. Interest rate of 6.999% (7.177% APR) is for a 30 year fixed rate VA loan which will be owner occupied with a 15% down payment and a minimum credit score of 720. First time use on a 300K purchase price. Interest rate of 7.125% (7.296% APR) is for a 30 year fixed rate conventional loan which will be owner occupied with a 15% down payment and a minimum credit score of 720 and 300K purchase price. Buydown reduces principal and interest payments below the note rate for the first 3 years after closing. FHA 30 year fixed example: 3.625% for the first year, 4.625% for the second year, 5.625% for the third year and 6.625% for years 4 – 30. Additional costs and higher rates for those with credit scores lower than those featured on examples. Interest rate and available loan products are subject to underwriting, loan qualification, and program guidelines including maximum seller contribution limitations. This offer is based on using all seller incentive towards buydown program and a 22 day lock period PAR pricing. At closing, Seller agrees to pay up to 4.0% of Total Purchase Price for VA and FHA, and 3% on CONV but can be up to 4.0% based on LTV and occupancy type (as set forth on the Closing Disclosure) towards buydown promotion, closing costs, pre-paids and/or discount points (“Promotion”). Valid on new home contracts entered as of 12/01/2022 – 12/31/2022 on all eligible Homes that close on or before 1/31/2023 (“Promotion Period”). For eligibility of either Promotion, Qualified Buyer must (1) pre-apply with Affiliated Lender by visiting www.viewmortgage.com prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive this Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Services and promotion may not be not available in all states and markets, please see community sales representative for details. Loan products may not be available in all states. Terms, rates, and fees subject to change. View Mortgage, LLC is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. This material is informational only and does not constitute an offer to lend or recommend available products. This is not an advertisement to extend credit as defined by Regulation Z nor an application for credit as defined by RESPA/Regulation X. All applications are subject to underwriting guidelines and approval based upon the credit, assets, value of subject property and borrower’s ability to repay. Not all applications may be eligible for or qualify for all loan products offered. All loan programs, terms, rates, fees and conditions are subject to change without notice and may not be available at all communities. Rates and terms are valid as of the date of printing/distribution.
The Discounted Refinance offer is subject to the refinancing of an outstanding loan originated by View Mortgage LLC that is secured by the same property upon which that borrower previously received from View Mortgage LLC. Discounted Refinance Offer is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs, down payment assistance programs or personal loans (i.e., loans that are not secured by the property). The Discounted Refinance may only be used by submitting an application directly to View Mortgage LLC once six satisfactory mortgage payments have been made. Offers vary and are subject to change without notice. Refinancing an existing loan may result in the total finance charges being higher over the life of the loan. When refinancing your Qualified Mortgage (Conventional, FHA and VA) through View Mortgage LLC, View Mortgage will contribute a lender credit up to $2,000 towards the costs of the 3rd Party fees associated with the transaction to include fees such as title, credit and appraisal fees. Credit will be applied as a lender credit at closing on refinances closed within 7-24 months after initial closing date. Credit may not exceed the actual closing costs amount. This credit excludes covering the cost of: pre-paids, prorations, discount points, HOA, CDD and mortgage insurance premiums collected at closing. Offer is not transferable, not exchangeable and has no cash value. Void where prohibited. This offer must be presented at initial application to be valid. Offer valid for new contracts signed 12/01/2022 through 12/31/2022. Borrower is not required to finance through View Mortgage LLC, but must use View Mortgage LLC in order to receive the closing cost incentive on purchase and Discounted refinance offer. Not all buyers will qualify to refinance and this offer does not guarantee that you will be able to refinance in the future or that mortgage rates will decrease. Interest Rate will need to be reduced enough to meet recoup and Net tangible benefit loan requirements to be eligible. Rate offered will be PAR pricing, but consumer may choose to purchase rate lower out of their own funds. Additional refinances after initial one within the 24 month period not excluded from obtaining closing cost incentive but capped at two transactions. Some loan products may not be available in all states. Terms, rates, and fees subject to change. lender credit is only available for loans brokered to Cherry Creek Mortgage -this instance this offer is valid to up to $2000 to cover items outlined above- and other participating lenders which’s credit towards closing costs will be determined based on View Mortgage’s broker status and points available to apply towards lender credits but to not exceed $2000. Lender will be determined based on buyer qualifications, and best overall buyer to the consumer. For more information on closing costs covered or the closing cost credit offer, please contact your mortgage loan originator for details. No information or material herein is to be construed to be an offer or solicitation for sale or a representation or warranty of any kind. This is not an offering where prohibited by law. View Mortgage State Licenses: Colorado: Colorado Mortgage Company Registration, Florida: Mortgage Broker License #MBR4639, South Dakota: Mortgage Brokerage License 2185181.MB, Texas: Mortgage Company License NMLS #2185181. All rights reserved . This is a co-marketing piece with View Homes (“Seller”) and you may choose not to use View Mortgage LLC in connection with the purchase of a View Homes’ property. You are entitled to shop around for the best lender for you. Equal Housing Lender
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUTIE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV | www.nmlsconsumeraccess.org. All information (including, but not limited to prices, views, availability, incentives, school assignments and ratings, floor plans, site plans, features, standards and options, assessments, and fees, planned amenities, programs, conceptual artists’ renderings and community development plans) is not guaranteed and remains subject to change or delay without notice. All homes subject to prior sale. Please see a View Homes Community Sales Manager or visitwww.yourviewhome.com for additional state or community specific disclaimers, licensing information or other details (as applicable). Offer void where prohibited or otherwise restricted by all applicable state and federal laws. © December 2022, View Homes, Inc.